So, I’m considering a Porsche Boxster S and as such called my insurance company, which will remain anonymous for the time being, to get a quote. Upon telling the soft-spoken lady from North Carolina that it was a Porsche she hesitated, and asked me to “please hang on a minute” while she checks their list of ineligible automobiles. Of all the cars I’ve owned and all the insurance quotes I’ve received, not once have I had this occur. After what felt like a minute on hold the elderly voice returned – “OK, we can insure it”. Great, but knowing there is a list of ineligible vehicles has piqued my interested.
Me: “What about the Porsche 911? Is that on the list?”
Insurance Rep: “Yup.”
Me: “Which year 911?”
Insurance Rep: “ALL of them.”
Interesting. This raised the question of what else won’t they cover? And does this list only apply to drivers who meet certain qualifications?
I dig deeper. Turns out if you plan on insuring a car on the list you better have a policy with them already as well as an additional primary vehicle. What? Yeah, for people like myself, who don’t want multiple cars, or don’t have room for more than one – tough shit. The representative wouldn’t give me the entire list however I was able to ramble off other makes and models to get a “yes” or “no” answer. You can find the partial list of unacceptable autos below:
- Aston Martin (any model)
- Acura NSX
- BMW M3 & M5 & M6
- Chevy Corvette
- Chevy Camaro IROC & Z28
- Dodge Stealth RT/TT & Viper
- Ford Mustang GT & Ford GT
- Ferrari (any model)
- Lamborghini (any model)
- Lexus IS-F
- Lotus (any model)
- Maserati (any model)
- Pontiac Firebird Formula & Trans Am
- Porsche 911
- Nissan 300ZX Turbo
- Mitsubishi 3000GT
Skimming down the list, I’m sure there are cars you’re thinking of which are not found. Wondering if I asked? I probably did. Here’s a brief list of autos, which as of this writing, would leave you in good hands:
- Cadillac CTS-V
- Mazda RX-7 & RX-8
- Nissan 350Z, 370Z & GT-R
- Toyota Supra & MR-2
- Mitsubishi Evolution
- Subaru STI
